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Meet The Team

At Kapiital Kapslock, we're driven by a passion for revolutionizing the financial industry through innovative technology solutions. Our journey is defined by a commitment to simplifying the lending process, making it smarter, more efficient, and securely interconnected.

“Our team is driven by a passion for technology and a commitment to reshaping lending and serve the financial landscape of tomorrow.”

Santhosh KumarFounder, CTO & Director

Sri Chaganty

CEO & Director

Sri is a seasoned executive and serial entrepreneur and has delivered solutions in Distributed Ledger Technology employing blockchain, Enterprise Performance Management, Data Communications and Internet Technologies for more than thirty five years, introducing more than a dozen products into the US, Japanese and European markets. Sri’s visionary skills in developing next generation solutions has delivered market changing technology and good investor returns.

Sri also is the CTO and Co-Founder of AppEnsure Inc. Previously, Sri was CEO and Founder of Ceeyes in 1999 delivering global consulting and IT services and solutions in networking and infrastructure areas. Sri was co-founder and Chief Technical Officer of HolonTech (1996) Corporation, San Jose, CA. HolonTech introduced Web Switching and other Internet Infrastructure products to worldwide markets. Prior to founding HolonTech, Sri was Director of Software at Data Communications Systems Division of NEC America, Inc. Sri’s corporate experience includes GTE and Boroughs. Sri holds five patents in the area of high availability and clustering. Sri holds a MS in Computer Engineering from Drexel University.

Manimegalai Jeevan

VP Customer Relationship Management & Support

Manimegalai is a seasoned executive with over 10 years of experience in strategic leadership and operational excellence. As the Vice President, she brings a wealth of knowledge in driving organizational growth, enhancing operational efficiency, and fostering innovation.

Throughout her career, Manimegalai has demonstrated an exceptional ability to lead diverse teams, manage complex projects, and deliver sustainable results. She has a proven track record in developing and implementing strategic initiatives that align with corporate goals and promote long-term success.

Manimegalai is known for her strategic thinking, strong analytical skills, and a collaborative leadership style. She is adept at navigating dynamic market landscapes and adapting to evolving business needs. Her commitment to excellence and continuous improvement has been instrumental in achieving significant milestones in her previous roles.
Manimegalai is passionate about mentoring emerging leaders and actively participates in industry forums and community initiatives.

Under her leadership, the organization is poised to reach new heights, leveraging her vision and expertise to drive growth and innovation.

Santhosh Kumar

Founder, CTO & Director

I am a prodigy programmer (since 8th grade), an experimental tech enthusiast passionate about developing ideas and products that can simplify life. As a Technologist, I identify and invest in innovative and disruptive ideas focused on Social Tech, FinTech, food tech, and Media. I work with exceptional startups to execute their vision<>business.

Presently focused on Fintech, working with multiple Financial Institutions to digitize and transform their business by providing SAAS-based platforms for their LMS & LOS solutions. With tech-enabled solutions, we digitize the lending process and innovate the underwriting process. Our Loan Origination System – LOS is a high-end decision system that reduces the time of decision-making on who should take the loan and who should not, making the conclusion really fast.

I work closely with startups consulting on technology and financial institutions on Strategy planning, helping them implement world-class Business Intelligence platforms and enhancement of products.

If you’d like to explore more about Start-Ups, Technology, Fintech, Digital Lending, LMS (Loan Management System), LOS (Loan Origination System), Payday Loans, or Social Commerce.

Dr. Raghavendra Prasad

Director

Global CEO for 15+ years, Founder-CEO of award winning Technology Business Incubators, Successful Serial Entrepreneur, Angel Investor, Mentor and Deep Tech StartUps Adviser, renowned bridge player. Experienced Chief Executive Officer with a demonstrated history of working in Blockchain, AI, AR/ VR, E-commerce, Innovation, Incubation & Entrepreneurship, Venture Capital/ Seed Funding, Strategic Partnerships, Mobile Technologies, Technology Business Incubators, Mentoring deep tech and agri start-ups, Manufacturing and Project Management.

We are a team of dedicated professionals with a deep understanding of the financial landscape. Our mission is to empower financial institutions, including Non-Banking Finance Companies (NBFCs), Microfinance Institutions (MFIs), Peer-to-Peer Lending platforms, Nidhi Companies, and private lenders, by providing cutting-edge digital solutions.

What sets us apart is our expertise in leveraging the latest advancements in technology. We use analytics, artificial intelligence (AI), and machine learning (ML) to create and maintain feature-rich, up-to-date applications. Our BlockChain, Distributed Ledger will make the system more secured.

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Offices :

Chennai, Tamil Nadu,

Hyderabad, Telangana,

San Jose, USA.

T: +91 98871 56789
E: hello@kapiital.com

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