We started Kapiital because the lending stack in India is broken in a specific way.
Most institutions run their business on five tools that do not speak to each other, an Excel sheet that the CFO maintains by hand, and a WhatsApp group where the field officers actually live. Fixing it needs software, a working BC operation, real capital and operator-grade advice — all in one place.
Our vision: become the preferred technology and transformation partner for small and medium financial institutions globally.
Four tracks, one team.
Lending Suite
SquareNow, PaisaNow, GetItNow. One stack from origination to compliance.
BC network
Pre-empaneled with sponsor banks. Field-led sourcing, KYC, disbursement, servicing.
Lending
Own-book and co-lending. Personal, business, MSME, vehicle, education, gold.
Consulting
Vendor-neutral. For institutions setting up or scaling.