Six modules.
Complete lifecycle.
The full software stack behind every customer and every SMILE-MaaS engagement. Buy a module, a product, or the whole suite.
01 — LOS
Loan Origination System
Application capture, KYC, document collection, underwriting workflow, sanction and disbursement orchestration.
02 — LMS
Loan Management System
Servicing, repayments, accruals, top-ups, restructuring, foreclosure. Multi-product, multi-entity.
03 — CRM
Customer Relationship
Lead-to-loan-to-renewal lifecycle. Customer 360. RM workflows.
04 — Collections
Collection Management
Bucket 1-3 collections. Voice, WhatsApp, SMS, field. THALA AI bots.
05 — Dashboards
Executive Suite
CEO / CRO / CFO views. Branch / product / officer cuts.
06 — DMS
Document Management
Versioning, e-sign, e-stamp, secure storage. Audit trail per document touch.