Management as a Service
for Indian lenders.
We run the lending back office through trained specialists and the Kapiital Lending Suite. Onboarding, KYC, credit operations, loan administration, collections, reporting. You set the credit policy. We operate against it. Every decision is logged.
Seven specialist tracks.
Customer onboarding
Lead capture, qualification, KYC, document collection, completeness checks.
KYC operations
Bureau, GST, MCA, PAN cross-checks. Fraud heuristics. Borrower communication.
LOS processing
Loan origination workflow on SquareNow. Configurable per product. Auditable per file.
Credit appraisal
Underwriting checklist, policy match, exception escalation. Your credit committee sees only judgment cases.
Documentation
Sanction letter, agreement, e-sign, e-stamp, post-disbursement tracking. Tamper-evident audit log.
Disbursement
Payment orchestration with your bank, reconciliation, ledger posting, borrower confirmation in seconds.
Customer service
WhatsApp, voice and email helpdesk. Multilingual. Grievance redressal per RBI fair-practice code.